Mortgage calculator for Albania
Enter the price, how much you pay yourself, the interest rate and the term to see the monthly payment. The calculation uses equal monthly instalments at a constant rate.
- Monthly payment
- €422
- Loan amount
- €80,000
- Total interest
- €46,681
The average rate on new home loans in June 2026 was 3.77% in lek and 5.00% in euro (Bank of Albania). After the fixed period the rate usually changes every year.
Banks finance up to 85% of the value in lek and 75% in euro for a first home; the deposit must be at least 15%.
Read the guide: home loans in Albania 2026
The calculation is indicative and is not an offer or financial advice.